Karnataka Personal Budget Impact Calculator
Calculate your exact household monthly cost escalation across the state government’s 33%–35% BMTC bus fare revision, 23% KSRTC transit hike, ₹8–₹12/L Nandini milk and curd surges, and spiraling commodity expenses against your monthly net income and welfare offsets.
1. Earnings & Region
Upper Cap: ₹1,00,0002. Transit & Bus Commute
BMTC +35% | KSRTC +23%3. Nandini Milk & Curd Expenses
KMF Order Nov 1, 20264. Groceries, Rice & Fuel / Power
Consumer Affairs Data5. Pancha Guarantee Welfare Cushion
State Fiscal ShieldSelect welfare schemes received by your household to compute whether state guarantees cushion the latest tariff escalation:
November 2026 Inflation Ledger
Monthly Delta| Expense Head | Old Cost | New Cost | Hike / Mo |
|---|---|---|---|
|
Bus Transit
BMTC Ordinary (8km)
|
₹1,196 | ₹1,560 | +₹364 |
|
Nandini Milk
Toned (1.0 L/day)
|
₹1,380 | ₹1,620 | +₹240 |
|
Nandini Curd
5 Litres / month
|
₹270 | ₹330 | +₹60 |
|
Hotel Coffee/Tea
1 cup / day (+₹3)
|
₹390 | ₹468 | +₹78 |
|
Rice & Staple Food
20 kg / month (+₹20/kg)
|
₹1,040 | ₹1,440 | +₹400 |
|
LPG & Power/Fuel
Cylinder + utilities
|
₹577 | ₹771 | +₹194 |
| TOTAL MONTHLY BURDEN | ₹4,853 | ₹6,189 | +₹1,336 |
In Dakshina Kannada, while ordinary KSRTC buses connect Puttur to rural taluk hubs like Sullia, Bantwal, and Uppinangady with a ₹9–₹11 stage hike, express commuters into Mangaluru bear an extra ₹17–₹26 per trip. Meanwhile, KMF’s ₹8/L hike delivers ₹7 directly to our local cooperative dairy farmers, yet leaves non-farming households facing an unavoidable ₹500–₹700 compounding grocery pinch.
| Service Type | Route / Stage | Distance / Stages | Old Fare | New Fare | Hike (₹) | % Change |
|---|
